Insurance Periods
Every month during which you paid either a mandatory or voluntary
contribution is considered an insurance period. This and all other
periods have to be credited on your account with the insurance
carrier.
In addition you may receive credit for certain periods even if
you have not made any contributions. For example, you get credit
for time spent on raising children, caring for relatives or for
time spent on professional education and training. You will also
receive credit for time periods during which you received disability
benefits, unemployment compensations and served in the military.
Under certain provisions a person can receive substitute periods,
which will be credited to his or her account without the person
having to pay the contributions.
Are you certain that all your time periods have been credited
to your account?
Please appoint us to look into these matters for you so that you
will receive full and proper credits for your time periods. They
will increase the yields of your pension.
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