Office for Foreign Social Securities (ofss)

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The Swiss Pension Insurance

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Groups Of Insured


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Groups Of Insured

As an employee your pension insurance is mandatory. Your employer deducts every month from your paycheck the Social Security contributions and forwards the amounts of money to the insurance carrier. The insurance carrier in turn registers the month for which the money has been paid and the amount of your salary by which the amount of your monthly contributions are determined. The same applies for workers who are in an apprenticeship or any other form of professional training.

Under certain conditions the mandatory pension insurance can be changed into a voluntary one.

Male and females who have raised their own children will receive credits on their accounts with the insurance carrier in the form of monthly contributions.

All paid and credited monthly contributions on your insurance carrier's account will be added up and will determine the time-period you have been insured, the waiting period. Together with the amounts of your contributions it will determine the amount of your pension pay-outs.

Therefore it is of absolute importance that ALL monthly contributions are registered by the insurance carrier and properly credited to your account.


We will help you with making sure that your account is properly credited by investigating and providing proof to the insurance carrier in cases of missing data so that you will receive the maximum pay-outs.


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Office for Foreign Social Securities (ofss)
P.O.Box 1113, Cedar Crest, NM 87008
e- mail: office@ofss.us

Tel.: 1-505-328-7777